1000 4th Street, Suite 875 San Rafael, California 94901, United States

(650) 440-8934

Greetings and Welcome to the Silver Crier, a compilation of local and national resources.

Greetings and Welcome to the Silver Crier, a compilation of local and national resources.

Your Host

Serving Homeowners Since 2003

Thank you for visiting the Silver Crier. After over 15 years serving Califonia homeowners, I find that a lot of the time I invest with my clients is focused on discussing general retirement concerns and sharing resources with them. These resources are often jotted down on a single sheet of paper, possibly to be misplaced later. 

In an effort to make this sharing process a bit smoother for the Boomers, Zoomers, and Seniors I serve, and their families, I decided to create this resource page, as a way to give back and to have a site that can be updated and easily shared with anyone in need. 

Entering retirement can feel like trying to navigate a labyrinth and, while labyrinths can be fun when we choose to enter, what we seek in times of need is a clear path to solutions and resources. 

If you have a resource you'd like to share, please contact me so I can add it. 

As always, I am here to serve my clients, their families, their advisors, their neighbors and their friends. 

I am not endorsing or recommending any of the sites shared herein. I am simply sharing some of the resources I have found valuable over the past decade and a half.

If I can be of assistance in any way, please contact me by one of the methods below. I welcome your questions and your feedback!

In Health,

Mary Jo

Content Rich

Healthy, Wealthy, and Wise

 We are all looking for the same things as we age; tips on how to maintain our health, s t r e t c h our wealth, and share the wisdom we have gained over the decades.

With a focus on Bay Area resources and beyond

Many of the resources herein are national non-profits however, I have focused heavily on local non-profits and for-profits where my clients live and work.

Site Content

Mission Statement

This site is a complilation of retirement-related resources and is being provided for the benefit of older Americans, their families, advisors and caregivers.

Privacy Policy

I do not sell or share your information with anyone.

Protecting cash flow in retirement

Americans at retirement age hold about 75% of their net worth in the form of housing wealth. Current academic research suggests that understanding how and when to incorporate one's home equity into a tax-free retirement income stream greatly increases the probabilty of Cash Flow Survival, a.k.a. NOT running out of money during retirement.

Using your housing wealth for income in retirement

We can send you a complimentary Retirement Planning Guide as a pdf, or by U.S. mail, as you request.

We can send you a complimentary Retirement Planning Guide as a pdf, or by U.S. mail, as you request.

Staying local, or Moving, to be near family

If you are looking for ways to make your current home more aging-friendly, including finding ways to

If you are looking for ways to stay near family, or move closer to family, while maintaining your independence and increasing tax-free cash flow, a HECM for Purchase or Jumbo Reverse Line of Credit may be the answer. Maximum loan amounts are now four million dollars.

Suggest a resource

While I have listed hundreds of local and national resources that you may find helpful at differenct junctures in your life, I don't know what I don't know. If you know of a resource that may be helpful to others, please send me an email with the information and why you believe it should be added to the Silver Crier. Thanks in advance for your contribution!

Upcoming Free Events

Our communities offer a wealth of events and many of them are free, or free to our senior population. Check your local newspaper's "community calendar" for free events, send us any you'd like to share, and check this link for our free educational offerings.

National Organizations


The Bay Area is rich in the services it offers to all of us. Some of our population is less skilled at navigating the internet to find the agencies that can help them. We have made it easy by creating a list of aging-related organiztions that may be able to meet your needs.

Academic Research

Lucky for us, we are not the only ones getting older (and wiser). As the Boomers and Seniors become more visible in our communities (growing from 13% to 26% of the population this decade), government agencies, academic think tanks, and universities are joining forces to help blaze a path to maximize financial security for retirees.

read more here

Local Resources

If you live in the Bay Area and are looking for solutions to help make your retirement more enjooyable, here is a list of local resources.. Please share any you know of that may be helpful to your peers. It takes a village to be a successful retiree!

Silver Divorce: Surviving and Thriving

According to research by Bowling Green University, the only demographic is American today with a rising divorce rate is those age 50 and over. One in ten divorcees today is over 65. This can be financially devastating. We've compiled some information to help you navigate these tough times and remain a homeowner, without giving it all away.

Affording your dream home in retirement

If you are consdering Downsizing or Right-sizimg, and want to know how you can afford the home your really want, and even stay local without breaking the bank, or taking on a new mortgage payment, we can help. Even moving from one part of Marin to another, and trading a two or three level home for a newer one-level home can free up hundreds of thousands of retirement dollars. Click here to watch a 3-minute video about a special financing tool for home-seekers 62 and better.

Podcasters: Take A Listen

Whistlestop Events

Marin Villages Events

Episcopal Charities

HICAP - Medicare Counseling